Today, there have already been many laws passed about telemarketers making unsolicited calls to increase sales. However, this is still the favorite method of many industries including credit card debt relief. They consider telemarketing as a marketing strategy to encourage more people to avail of their services and become debt-free. For people out there who receive such calls, beware of this calls. Don’t easily fall for that pushy salesman because there is a chance that you might end up in a bigger debt. Here are some things that you should know about these telemarketers:
They have no idea what they are talking about
When a credit card debt relief telemarketer is trained, they will only be told about the great things about the company and their services. They will only be told how perfectly fitting their services is to everyone no matter their situation. But in reality, like debt settlement for example, most of such company’s services are only applicable to people $10,000 or more debt. Their trainers leave out an important information: the effect of this service to the consumer’s credit score. Even if debt settlement may seem like a great option to get out of debt, this is not a solution fitting for everyone’s unique situation. Remember that there is no “one size fits all” solution when it comes to getting out of credit card debt.
They are paid through commissions
Most of the time, credit card debt relief telemarketer is desperate to make a sale which is why they will try so hard to convince you to avail of their services. This is because they earn their salary through commissions. This means that the more sales they generate, the higher their salary will be. On the downside, if they don’t make a sale, they don’t have a salary as well. Because of this payment plan, the salesman thinks he needs to make a sale with every person he talks to in order for him to generate a good paycheck, which is why they will really try so hard to convince you until you are annoyed already.
Quotas and Sales Demands
Credit card debt relief telemarketers are demanded by their companies a sales quota. They have a set number of services or products to sell each month and if they don’t reach their quota, it could either be they get a small paycheck or nothing at all. This is another reason why they will bug you and convince you as hard as they can just to get you to avail of the products and services they offer because if they don’t generate the amount of sales they need in a month, there are adverse effects they have to face.
Getting out of credit card debt is certainly an enticing proposal any credit card holder would want to hear about. However, one must be aware of credit card debt relief telemarketers who may take advantage of your situation. Weigh the pros and cons first before deciding if you need their services or not.
CuraDebt is amongst debt settlement companies that specializes in providing credit card debt relief.